By: Michael Stilwill, Chetu, Inc. Merchant cash advance software enables businesses to obtain cash by using sales as the basis for the advance. This is significantly different from a loan,…
By: Clarity Services, Inc. A part of Experian Summary description: In today’s data-driven world, lenders who do not utilize updated prescreening criteria accounting for today’s industry trends are at a…
CHICAGO, IL – LEND360 in partnership with LendingTree honored Innovative Assessments with a $10,000 prize for winning the Startup Innovators Program during the LEND360 conference in Chicago, IL on October…
By: Catherine M. Brennan and Hurshell Brown In August, the California Supreme Court issued its decision in De La Torre v. CashCall, Inc., which answered “yes” to the question “Can…
Past, Present, and Future State of Acquisition Marketing for Consumer Lending By: Jeff White, Partner, The Wheelhouse Group If you’re in marketing, you know that technology has changed EVERYTHING for…
Last week, the Office of the Comptroller of the Currency (OCC) released a new bulletin outlining steps for banks to offer short-term loans to customers. The overall goal of the…
Four in 10 adults would struggle to cover an unexpected expense of $400, according to the Federal Reserve’s Report on the Economic Well-Being of U.S. Households in 2017, released last…
Why Lenders Need Customer Identity Intelligence By: Craig Moore, SVP – National Sales Manager, Accelitas The credit scores and data analytics systems, including loan decisioning engines, that lenders have relied…
GAO Issues Report on Fragmented Fintech Regulatory System Last week, the Government Accountability Office (GAO) issued a report that addresses financial technology for payments, online lending, financial advice, and blockchain….